Spread The Cost With Finance

At House of Trade, we understand that some customers prefer to pay with finance, so we’ve partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost with monthly payments.

The following options are available, always subject to the lender's assessment:

  • 0% APR finance over 12, 24 or 36 months (only applicable to retail purchases)
  • 7.9% APR finance over 48, 60 or 120 months (only applicable to retail purchases)

Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.

House of Trade (NE) Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.

You can apply online anytime, and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

If you’re ready to apply, click here to begin the application process. If you require support with your application, please call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm).

A deposit may be required and we can agree this before you begin your application

Use our handy finance calculator to work out the monthly payments on purchase

Apply for a Personal Loan

Once you have chosen the products you want, please contact us to discuss the deposit requirement. Once this has been agreed, you can proceed with your online loan application.

You will receive email updates during the application process, with a final email confirming that your loan has been successful. At this stage, you can contact us to pay the deposit and we will then fulfil the order.

Once you have applied to any of the above and you are happy to proceed, please contact us via email or phone.